Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00 .65%  .65%  .65% 
6 Month CD #$500.00$500.00 .75%   .75%  .75% 
12 Month CD #$500.00$500.001.15% 1.16% 1.16% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$500.001.75% 1.76%  N/A 
24 Month CD #$500.00$500.001.20% 1.21% 1.21% 
36 Month CD #$500.00$500.001.55% 1.56% 1.56% 
48 Month CD #$500.00$500.001.75% 1.76% 1.76% 
60 Month CD #$500.00$500.002.25% 2.27% 2.27% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of July 26, 2019