Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00 .60%  .60%  .60% 
6 Month CD #$500.00$500.00 .70%   .70%  .70% 
12 Month CD #$500.00$500.001.06% 1.06% 1.07% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$500.001.75% 1.76%  N/A 
24 Month CD #$500.00$500.001.20% 1.21% 1.21% 
36 Month CD #$500.00$500.001.35% 1.36% 1.36% 
48 Month CD #$500.00$500.001.50% 1.51% 1.51% 
60 Month CD #$500.00$500.002.00% 2.01% 2.01% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of August 30, 2019