Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00.05%.05% .05% 
6 Month CD #$500.00$500.00.10% .10% .10% 
12 Month CD #$500.00$500.00.17% .17% .17% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$100.00.35% .35%  N/A 
24 Month CD #$500.00$500.00.20% .20% .20% 
36 Month CD #$500.00$500.00.30% .30% .30% 
48 Month CD #$500.00$500.00.40% .40% .40% 
60 Month CD #$500.00$500.00.60% .60% .60% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of April 9, 2021