Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00 .30%  .30%  .30% 
6 Month CD #$500.00$500.00 .40%   .40%  .40% 
12 Month CD #$500.00$500.00.70% .70% .70% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$500.001.45% 1.46%  N/A 
24 Month CD #$500.00$500.00.85% .85% .85% 
36 Month CD #$500.00$500.00.90% .90% .90% 
48 Month CD #$500.00$500.001.15% 1.16% 1.16% 
60 Month CD #$500.00$500.001.50% 1.51% 1.51% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of March 18, 2020