Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00 .70% .70% .70% 
6 Month CD #$500.00$500.00 .85% .85% .85% 
12 Month CD #$500.00$500.00 1.25% 1.26% 1.26% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$500.00 1.75% 1.76%  N/A 
24 Month CD #$500.00$500.00 1.40% 1.41% 1.41% 
36 Month CD #$500.00$500.001.85% 1.86% 1.87% 
48 Month CD #$500.00$500.00 2.00% 2.01% 2.02% 
60 Month CD #$500.00$500.002.60%2.63%2.63% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity