Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00 .50%  .50%  .50% 
6 Month CD #$500.00$500.00 .60%   .60%  .60% 
12 Month CD #$500.00$500.00.95% .95% .95% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$500.001.45% 1.46%  N/A 
24 Month CD #$500.00$500.001.00% 1.00% 1.00% 
36 Month CD #$500.00$500.001.10% 1.10% 1.11% 
48 Month CD #$500.00$500.001.25% 1.26% 1.26% 
60 Month CD #$500.00$500.001.75% 1.76% 1.76% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of October 1, 2019