Personal SavingsSavings Accounts

Personal Statement Savings

A basic savings account with interest compounded and credited quarterly.

Merry Christmas Club

The sensible and methodical way of saving for the Christmas season. Interest is compounded and credited annually.

Merry Christmas Club accounts mature and are disbursed in late October.

Certificates of Deposit

Certificates of Deposit, commonly known as CD's, allow both a variety of terms and rates, permitting flexible investment choices.


CDARS is the Certificate of Deposit Account Registry Service and it's the perfect solution for large depositors. It's the most convenient, practical way to enjoy full FDIC insurance on deposits of up to $50 million. With CDARS, you sign one agreement with us and earn one interest rate and receive one regular statement. Learn More.

Individual Retirement Accounts

Individual Retirement Accounts, also referred to as IRA's, are available in both the Traditional IRA and the Roth IRA. Each account is designed as your retirement nest-egg and each is different as to your tax liabilities. IRA's are now FDIC insured up to $250,000.