Certificates of Deposit

Certificates of Deposit, commonly known as CD’s, allow both a variety of terms and rates, permitting flexible investment choices.

Current Certificate of Deposit Rates

Account TypeMinimum Opening Deposit Required Minimum Balance to Achieve Stated APY*Interest RateAPY* /Quarterly CompoundingAPY* /Monthly Compounding
3 Month CD #$500.00$500.00.75%.75% .75% 
6 Month CD #$500.00$500.00.85% .85% .85% 
12 Month CD #$500.00$500.001.25% 1.26% 1.26% 
18 Month Var. Rate CD / IRA ONLY # **$100.00$100.001.75% 1.77%  N/A 
24 Month CD #$500.00$500.001.50% 1.51% 1.51% 
36 Month CD #$500.00$500.001.75% 1.77% 1.77% 
48 Month CD #$500.00$500.001.85% 1.87% 1.87% 
60 Month CD #$500.00$500.002.00% 2.02% 2.02% 
* APY = Annual Percentage Yield
** The interest rate may change after account opening. Fees on the account could reduce earnings.
# A penalty may be imposed for withdrawal before maturity

Rates effective as of April 3, 2023

Current CD Specials