What Is a Personal Savings Account?

A Personal Savings Account from Capon Valley Bank helps you save for life’s goals while earning interest on your balance. Whether you’re building an emergency fund, saving for a vacation, or planning for future expenses, our savings accounts make it easy to grow your money while keeping it accessible.

With competitive interest rates, no monthly service fee, and convenient online and mobile banking, saving has never been easier.

Why Open a Savings Account?

A savings account provides a safe place to set money aside while earning interest over time.

Many customers use a savings account to:

• Build an emergency fund
• Save for a home or vehicle
• Prepare for vacations
• Set aside money for education
• Reach long-term financial goals
• Create better saving habits

At Capon Valley Bank, your savings remain available when you need them while continuing to earn interest.

Personal Statement Savings

Our Personal Statement Savings account is designed for customers who want a simple, flexible way to save.

Features

• Competitive interest rates
• Interest compounded quarterly
• No monthly service fee
• Easy access to your money
• Online and Mobile Banking
• FDIC insured

Whether you’re just starting to save or adding to an established emergency fund, Personal Statement Savings provides a reliable way to grow your money.

Christmas Club Savings

Planning ahead for the holidays can help reduce financial stress.

Our Christmas Club Savings account lets you save throughout the year, with funds automatically distributed in late October, just in time for holiday shopping.

Features

• Interest compounded annually
• Automatic payout before the holidays
• Structured savings throughout the year
• No monthly service fee

Many customers enjoy having their holiday budget ready before the busy shopping season begins.

Why Save with Capon Valley Bank?

Since 1918, Capon Valley Bank has helped families throughout Frederick County, Virginia, and Hardy County, West Virginia achieve their financial goals.

When you open a savings account with us, you’ll enjoy:

• Local decision-making
• Personal service
• Competitive interest rates
• Online and Mobile Banking
• Convenient branch locations
• FDIC-insured deposits

Contact Us at customerservice@caponvalleybank.com or call 304-874-3531 for more info and start your savings journey today!