Automatic Teller Machines are available 24/7 at all CVB locations for cash withdrawals, to transfer money from one account to another, make cash advances on your credit card or to change your PIN.

Internet Banking & Bill-Pay

Use Capon Connect internet banking to make balance inquiries of your various accounts, to search your account history, to check the status of payment transactions, to transfer money from one account to another and to view images of transacted checks. Our online bill-pay has numerous features that permit you to make loan payments and set up automatic or recurring payments, such as utility bills, and you can pay bills online anytime 24/7. No more trips to the post office, no more postage fees. Additionally, your transactions are encrypted to assure you they’re safe and secure. To access and enroll in our Capon Connect internet banking and bill-pay features, simply click here.

Mobile Banking

Capon Valley Bank’s Mobile Banking is a fast, easy and secure way to stay on top of your finances anywhere you are. Check your balance, pay bills, transfer funds and more. It’s easy and there’s no charge. Access mobile banking via apps, mobile web and text phones*. For more information regarding enrollment, our “Peace of Mind” guarantee, mobile banking FAQ and security FAQ, please click here.

*Messaging and data rates may apply. Check with your mobile carrier for details.


Email it. Text it. Pay people with Popmoney.  The Popmoney personal payment service lets you send money to friends, family or almost anyone.  All you need is their name and email address or mobile telephone number to move money from your bank account to theirs.  Terms and conditions apply.  Go to Online Banking>Pay Bills>Popmoney to learn more or click here.     

Telephone Banking

Telephone Banking is another service available 24/7 that allows you to transfer money from one account to another, make balance inquiries, make loan payments, check the status of payment transactions and search your account history. Call toll-free 1-800-991-4293.

Direct Deposit

Direct Deposit is the safe, fast method of electronically depositing checks such as payroll, social security, child support and others. Deposits may be directed to checking and/or savings accounts with funds available the same day.

Remote Deposit

If you are a business owner and make frequent trips to the bank to deposit your checks, Remote Deposit can save you both time and gas money. With a special scanner and your online computer, you can deposit your checks electronically from your office or home … and whenever it’s convenient for you. Ask us for complete details or a demonstration.


For the times when it’s simply easier to mail your deposit or loan payment, Bank-By-Mail envelopes are available upon request.

Cashier’s Checks

Official bank checks customers can purchase with cash or with collected funds from their Capon Valley Bank deposit account.


CDARS is the Certificate of Deposit Account Registry Service and it’s the perfect solution for large depositors. It’s the most convenient, practical way to enjoy full FDIC insurance on deposits of up to $50 million. With CDARS, you sign one agreement with us and earn one interest rate and receive one regular statement. Learn More.

Certified Checks

Certification of a personal check by the bank that evidences the fact that sufficient funds are available for payment of the check.

Foreign Currency Exchange

Purchase and redemption (via a correspondent bank) of foreign currency or drafts (minimum order of USD $200).  Please call for details on fees and turn-around time.

Money Wire Transfers

Domestic and foreign wire transfer services.

Safe Deposit Boxes

Safe Deposit Boxes are available in four different sizes for a small annual fee. Protect your valuables, such as jewelry and coins, or important documents, such as wills, deeds, vehicle titles and insurance policies.

Forms & Applications

Certificates of Deposit RatesIcon For: Rates

Term Rate APY*
3 Month .70% .70%
6 Month .85% .85%
12 Month 1.25% 1.26%
18 MonthVar. Rate CD/IRA Only 1.75% 1.75%
24 Months 1.40% 1.41%
36 Months 1.85% 1.86%
48 Months 2.00% 2.01%
60 Months 2.60% 2.63%
Learn More

*Annual Percentage Yield is accurate as of 02/22/19 and is subject to change without notice. A minimum balance is required to obtain the APY. Each account requires a minimum opening deposit. There may be a penalty for early withdrawal.