A New Choice Is Coming to Winchester!
A fresh approach to banking is coming soon to Winchester, VA, built around what matters most to you: convenience, personal service, and local decision-making.
Capon Valley Bank is proud to bring true community banking to Winchester with the opening of our new Winchester branch. For more than 100 years, we have served communities across Hardy County, WV and Frederick County, VA by building lasting relationships, supporting local growth, and providing financial solutions that fit real life.
A Local Bank That Puts You First
At Capon Valley Bank, you are more than an account number. You will find a team that knows your name, understands your goals, and is ready to help. Our local lenders and bankers make decisions right here in the community, helping you move forward with confidence.
You get the best of both worlds:
- Personal service from a local community bank
- Modern digital banking tools for convenience and security
From online and mobile banking to in-person support, you can access your accounts whenever and however you choose.
Personal Banking and Loan Solutions in Winchester
Whether you are opening your first account or planning your next big step, Capon Valley Bank offers:
- Checking and savings accounts
- Home loans and fixed-rate mortgages
- Home equity loans and lines of credit
- Auto loans and personal lending

Business Banking Built for Local Growth
If you own or operate a business in Winchester or the surrounding area, we are here to support you. Our business banking and commercial lending services are designed to help you manage cash flow, expand operations, and plan for the future.
We offer:
- Business checking and savings accounts
- Commercial loans and lines of credit
- Commercial real estate financing
- Merchant services and payment solutions
With Capon Valley Bank, you get a local partner who understands your market and your goals.
Conveniently Located in Winchester
Our new Winchester branch is conveniently located on Route 11, across from Rutherford Crossing near Texas Roadhouse, with easy access to Route 37 and I-81. Whether you are commuting, running errands, or heading home, banking with Capon Valley Bank is simple and convenient.
Bank Local. Bank Better.
We are excited to welcome you to Capon Valley Bank’s newest location and become your trusted financial partner in Winchester. Whether you are looking for a better checking account, a home loan, or a local banking team you can count on, there has never been a better time to make the switch.
Stop by our new Winchester location or get started online today.
Local People. Local Banking. Local Choice.
Frequently Asked Questions About Our New Winchester Branch
When will the new Capon Valley Bank branch in Winchester open?
Our new Capon Valley Bank branch in Winchester, VA is scheduled to open in June 2026. Follow our website and social media pages for the latest updates, grand opening information, and branch announcements.
Where is the new Capon Valley Bank branch located in Winchester, VA?
Our new Winchester branch is located at:
241 Ezra Lane
Winchester, VA 22603
The branch is conveniently located on Route 11, across from Rutherford Crossing near Texas Roadhouse, with easy access to Route 37 and Interstate 81.
What banking services will be available at the Winchester branch?
Our Winchester, VA branch will offer a full range of personal banking and business banking services, including:
- Personal checking and savings accounts
- Home loans and fixed-rate mortgages
- Home equity loans and HELOCs
- Auto loans and personal loans
- Business checking accounts
- Commercial loans and lines of credit
- Commercial real estate financing
Customers will also have access to online banking, mobile banking, mobile deposit, and digital payment tools.
Does Capon Valley Bank offer local lending decisions in Winchester?
Yes. Capon Valley Bank is a community bank that provides local lending decisions for Winchester and Frederick County customers. Our lenders work directly in the community, allowing for personalized service and faster decision-making for home loans, auto loans, business loans, and commercial lending.
Will the Winchester branch offer online and mobile banking services?
Yes. Customers at our Winchester branch will have access to a complete suite of digital banking services, including:
- Online banking
- Mobile banking
- Mobile deposit
- Online bill pay
- eStatements
- Zelle® money transfers
- Apple Pay®, Google Pay™, and Samsung Pay®
These tools make it easy to manage your finances anytime and anywhere.
Why choose Capon Valley Bank in Winchester, VA?
Capon Valley Bank combines the personal service of a local community bank with the convenience of modern banking technology. For more than 100 years, we have served customers throughout Frederick County, VA and Hardy County, WV with local banking, personalized lending solutions, and trusted financial guidance.
Our new Winchester branch gives local families and businesses another choice for community banking in Winchester, VA.
Conveniently Located in Winchester
